Tood hit the main reason Insurance. We and I as President and founder have to have it before something happens and I am liable. Not to much to ask. You will also be able to fish the california B.A.S.S Affliation tournaments and have a shot at the Bassmasters Classic if you do fish them. My favorite thing about it on a personal level is that you get B.A.S.S Times in my opinion better then the magazine, cause it comes out quicker after tournaments and in a lot more detail as to who did what in the tournaments. I know there is more but I cant recall. Paul our V.P should be able to add more tomarrow. Bottom line its a lot for only 20 bucks.